ICICI Pru Pinnacle Concepts - Misleading fundamentals

ICICI Pru Pinnacle guarantees highest NAV recorded on daily basis for the first seven years (from24/10/09 to 24/10/16).
Main features (As Advertised):- IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER – What do you mean by guarantee then?- Addition of amount equal to 3% of fund value (not highest but prevailing NAV on maturity). This will enhance the