Highest NAV Concepts - Guarantee Highest NAV Hidden Conditions

Let me explain all hidden conditions and concepts of Highest NAV Concepts with implication on your investment.
No multiple fund selection optionGenerally, ULIP policies come with multiple fund options ranging from pure equity fund, pure debt fund and balanced fund etc. But, the guarantee highest NAV policy offers only 1 or maximum 2 funds and these funds are also more than 95% debt oriented. The