Compare Individual Health Plans

Not sure, what kind of health insurance coverage you required?  Let us help. We can calculate premium for you with the complete coverage that best suits your requirements.

Compare different health insurance plans to find the best-suited insurance cover. You can estimate annual insurance cost and savings or chat live with one of our expert adviser.

Individual health insurance works against the risk of incurring medical expenses among individuals. You can save money by comparing different insurance plans, regular reviewing your health insurance coverage, taking benefits from your employer’s medical coverage and living a healthy life style.

Health insurance is a way to protect you and your family from dangerous financial disaster that could be result of medical expenses or health related issues. Health insurance is the only way, which can help you in such critical situation. There are ways that save money on your health insurance premium like:-

• Compare OnlineInsurance: Compare the different insurance policies with the complete plan details will definitely provide you the best suited health insurance policy as per your need.
• Opt for two-year policies: Health Insurance Companies like Apollo Munich, HDFC Ergo, and Star Health offer two-year health plans. Chances are you will benefit on more than just the premium front.
• Use Top up Health Insurance Plans: If you are looking for higher coverage, you can go with the top up health insurance plans. Enhancement in health insurance policy ensures that you get much improved policy at an affordable premium. 
• No Claim Benefits: With a successful year without the insurance claim means, the premium you would pay in the following years would be lower.

Health Insurance Portability – The Right to Change

The comparison of Health insurance is not just those who are looking for new policy but also for the existing policyholders. If you are not satisfied with the services provided by your existing health insurance company or you think there are insurance plans better than your existing one, you do not need to worry. Your Health Insurance Policy is portable. It means transfer of the credit gained by the insured for pre existing conditions and time bound exclusion if the policyholder wishes to switch.

Benefits of Health Insurance Portability:

·          Switch to one insurer to another if you are not happy with the services.

·          Choose the new insurance plan with the new health insurance provider.

·          Your new insurer has to give you the credit relating to waiting period for pre-existing conditions that you have gained with the old insurer

Following are the few conditions that you kept in your mind while looking for the health insurance portability:

·          Policyholder can switch in between the insurance provider or from one plan to another plan of the same health insurance provider.

·          For health insurance portability, previous policy must be in force without any break.

·          Policyholder should apply for portability at least 45 days before the premium renewal date of the existing health insurance policy.

§  Write to your old insurance company requesting a shift

§  Specify company to which you want to shift the policy

§  Renew your policy without a break (there is a 30 day grace period if porting is under process)

·          Portability allowed to all individual health insurance policies including family floater policies issued by non life insurance companies.

·          The new insurer has the authority to fix a higher premium.